Should You Insure Your Stairlift?
Should you take out insurance coverage on your chairlift mobility aids? Should your stairlift be listed on your home contents insurance policy, or should you have it underwritten on a separate insurance policy that deals directly with mobility products? It is necessary to take out any type of insurance for your chairlift?
The answer is yes. We highly recommend some type of insurance cover policy be under written on your San Diego stairlift or mobility products.
Chairlift breakdown call-out charges can be costly as well as inconvenient. Most chairlift companies will offer you an optional chairlift warranty contract once your guarantee has elapsed.
The best solution: Insurance plus a service-contract. Have the chairlift serviced by the company you purchased the chairlift or mobility product from. This ensures you receive prompt attention and rapid response times to emergency call-outs plus the extra bonus of local call-out engineers on call 24/7, stocked with spare parts, in-house trained on the products they install service and repair.
If you choose the option of insuring your chairlift via your home contents policy you might be left to find a stairlift company who will be willing to attend if your stair lift becomes inoperable. If it is very late at night not much chance of that happening unless you are on the company books so to speak.
You will also need to find the money to pay for the repair and call-out charge and then claim it back through your insurance company (That could take Months)
The last thing you want to be doing is looking through the telephone book phoning company after company who all seem to use a telephone answering machine after 6:00PM. This type of situation is frustrating and time consuming.
Any type of insurance coverage or maintenance contract for your San Diego stairlift is better than no coverage at all. If you want hassle free service and don’t mind the hefty price tag then you should choose the optional service maintenance cover offered by the manufacturer supplier.
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